Why You Should Get Surf Travel Insurance

Why You Should Get Surf Travel Insurance

get auto insurance quotes online by Zartiex Why You Should Get Surf Travel Insurance If you like surfing, you would probably like to go to places with big waves. However, not every place have such fantastic waves, which would be a reason to why you might want to travel abroad to challenge yourself to experience such waves. Thus, here are a couple of reasons why you should get surf travel insurance. No matter how safe you think you are, there are always chances for accidents to occur. Especially if you are planning to travel abroad to an unfamiliar land, you would find it difficult to predict impending danger, or simply get the necessary help you may need should anything happen. Since the best beaches for surfing are usually located in islands far from the usual civilization, acquiring medical help or finding a hospital at all can be difficult. This makes surf travel insurance an important thing to have so that you will be able to claim for anything that might happen. Imagine if you might need an emergency helicopter to airlift you from an island to the mainland to get to a hospital, and then look for a doctor who can treat you, the cost could be a bomb! The more complicated the situation, the more you might need to pocket out. Of course, you could avoid the more dangerous, secluded areas. Yet, the danger is still there so long you expose yourself to it. When you go surfing, you will realize that most waves are reef breaks, so if you make a mistake just maneuvering yourself to balance,...
Patriot Travel Medical Insurance

Patriot Travel Medical Insurance

Insurance Guide by wallygrom Patriot Travel Medical Insurance There are two Patriot travel medical insurance plans available. Patriot International is for U.S. Citizens traveling outside the U.S. with coverage for brief returns to the U.S. The other plan is Patriot America, this is for non-U.S. Citizens traveling outside their home countries. The period of coverage for both plans can be from 10 days up to 2 years. Both plans offer great benefits and services which should meet your international needs. Benefits include a range of deductibles (0 to $ 2,500) and plan maximums ($ 50,000 to $ 2,000,000) and access to over 17,000 providers when you need treatment outside the U.S. There is no Coinsurance for treatment received outside the U.S. and Canada. In the U.S.  and Canada the plan pays 90% of eligible expenses up to $ 5,000 then 100% up to the policy maximum when treatment is provided within the PPO Network and 80% outside the PPO Network. Benefit period of 6 months. On-line access to MyIMG 24 hours a day. World-Class Medical Benefits and International Emergency Care. Below are the Schedule of Benefits, Additional Benefits, International Emergency Care and Optional Riders. Schedule of Benefits: The following are covered Up to the Maximum Limit: Hospital Room and Board (for average semi-private room rate), Medical Expenses, Out-patient Medical Expenses, Local Ambulance, Intensive Care, Emergency Room Accident, Emergency Room Illness with In-patient Admission, Prescription Drugs, Dental - Due to Accident. Emergency Room Illness without In-patient Admission - Up to Maximum Limit with additional $ 250 deductible, Dental - Sudden Pain - up to $ 100, Indemnity (for U.S. Citizen only) - up...